Mortgages
There's more than one way to finance a home
Which mortgage is right for you?
Fixed or Adjustable Rate?
Know the differences so you can choose what's best for you.
Read MoreChoose a loan that fits your budget and lifestyle
The traditional fixed-rate mortgage is still a good bet for many families. But consumers now have a lot more options. Unity Plus Bank offers loans with shorter terms, lower initial interest rates, and specific benefits for first-time homebuyers and military service members and veterans.Mortgage Options
Fixed-Rate Mortgage Loans
A solid foundation for your next home
Traditional fixed-rate mortgages provide exceptional long term value.
- Predictable payments make monthly budgeting a breeze
- Low closing costs
Adjustable-Rate Mortgage Loans
ARMs can help you get your foot in the door
ARMs can save you money in the short term.
- Lower initial interest rates keep a lid on monthly payments
- Low closing costs
Jumbo Mortgage Loans
Is your new house a big deal? We've got you covered.
Get a larger than normal loan if you're buying a bigger house.
- Borrow beyond the conventional limit of $510,400
- 15- and 30-year options available*
FHA Mortgage Loans
Your home ownership dream is closer than you might think
An ideal loan for lower income households and first-time buyers.
- Low down payment options
- Flexible credit guidelines
VA Loans
One way of showing our appreciation for your service
Veterans, active-duty service members and their families can finance up to 100% of their home's purchase price.
- Little to no down payment required
- No bank origination fees
Mortgage Application Checklist
Bringing some clarity to the homebuying process
Disclosures
Subject to credit approval. Standard rates apply. Title fees, as part of the closing costs, will vary by county. Please see a banker for details.
*For additional product terms and conditions, please click here.
Get Started
The routing number for Unity Plus Bank is 071922777.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
Your account number can be found on your monthly account statement.
Please visit any of our branches closest to you to change the name on your account.
