Know the differences so you can choose what's best for you.
Read MoreNo need to spend years saving up for a down payment
For many people, one big barrier to home ownership is saving for a down payment. But Unity Plus Bank offers government-backed FHA Loans that feature flexible credit guidelines and down payment requirements of as little as 3.5%. These flexible terms make the loans ideal for first-time homebuyers.- Low down payment options
- Flexible credit guidelines (Credit scores as low as 620)
- Low interest rate and closing costs
- 15-year and 30-year repayment options
- Gift funds can be used for down payment
Subject to credit approval. Standard rates apply. For additional product terms and conditions, please click here.